贷款 provided by the Department of Education are awarded after grants and scholarship aid have been determined. Loan portions awarded to students and parents to cover educational costs do require additional steps to secure. Information on securing federal parent/student loans will be included with the award offer. Private educational loans are not awarded, please refer to information provided below for details.
- Federal Direct Student Loan
A low-interest loan for students, with annual loan limits of $5,500 for a freshman and $6,二年级学生500美元. Independent students may borrow an additional $4,000, annually.
Federal Student loan website: Federal Direct 贷款 information for students and parents. - Federal Direct Parent PLUS Loan
A low-interest loan for parents of a dependent student. A parent may borrow the entire cost of the educational expenses, minus other financial aid.
Federal Student loan website: Federal Direct 贷款 information for students and parents. - Private Educational Loan
An educational loan available to students who are in need of additional funds to cover the remaining cost of education. Interest rates are typically higher than the federal loans, and all private educational loans will require a co-signer. If interested in this type of loan, please re搜索 private lenders to find the best fit for your lending needs. Notify the financial aid office of your plans to borrow, and which lender you will be using to ensure timely processing of your private loan. - 入学咨询
Before a school delivers federal student loan proceeds, students are required by federal regulation to complete an entrance counseling session. Entrance counseling ensures that students understand the terms of their federal loans, responsibilities and requirements. Students can learn more about 入学咨询, as well as complete the session, at the Federal Student loan website. - 出口咨询
Exit counseling ensures that students are reminded of the terms of their federal loans, responsibilities and requirements. Students can learn more about 出口咨询 as well as complete the session at the Federal Student loan website.